Block Management Insurance can be notoriously tricky. It’s not just about protecting the bricks and mortar, you also need to consider your liability as a property owner, potential employer and from the risks your tenants present.
- Landlords contents cover including communal areas
- Malicious damage caused by tenants
- Damage caused by criminal activity e.g. cannabis farms or brothels
- Accidental damage
- Generous unoccupancy clauses
- Loss of rent cover
- Property Owners Liability
- Employers Liability
- Loss Recovery option
- Optional Terrorism cover
- Flexible payment options
Firth & Scott are experienced in working with Block Management companies and have a wealth of expertise in this area. We are familiar with the complexities OF the risks and issues that you can face. Property insurance protects your buildings and contents against a range of catastrophes including fire, theft, flood and your liability as a property owner. We can also protect Block management companies against other risks such as Management Liabilities, Professional Indemnity, Cyber Insurance and Office Insurance.
Every property is different and at Firth & Scott we will help you to determine what protection your policy needs to provide. We have access to a wide range of flexible insurers and will give you advice as to which policy suits your needs, saving you time and giving you the comfort of knowing your property is correctly protected. As a Firth & Scott client you’ll also benefit from our in-house claims expertise we can provide you as your broker.
With package policies suitable for single or multiple properties, residential or commercial, we can arrange cover any type of occupant including students, DSS tenants, Asylum Seekers and even unoccupied properties. We can also assist you with properties with a history of flooding, subsidence, movement or a poor claims record.
If it’s been a while since you have reviewed the levels of cover your current policy affords you, or you’re purchasing your first property and would like valuable advice, please give us a call.