Private Clients Home


Some people have more to protect than others and as your home is likely to be your most valuable asset, it’s essential that the protection you arrange brings you the peace of mind you expect when purchasing insurance. High Net Worth policies are designed for homes with contents over £75,000 and can provide cover for jewellery, antiques and other valuables of value above that of a standard household policy.

Key Points

  • Full accidental damage cover included as standard
  • Worldwide ‘all risks’ cover as standard up to the contents limit
  • High limits for valuables
  • Wider cover for unoccupied periods
  • Premier claims service
  • Interest free Direct Debit
  • Option to add additional properties such as holiday homes
  • Option to add vehicles, including performance and classic
  • Option to add travel cover

At Firth & Scott we will provide you with a dedicated Account Executive who will visit you to establish your needs and recommend a bespoke insurance solution from a choice of market-leading policies, such as Zurich, Hiscox, Sterling and Aviva.

As a High Net Worth client you will also benefit from the smooth and speedy claims process, where you have more flexibility with how your claim is handled, assisted by the in-house claims expertise we can provide you as your broker.

If your needs are a little out of the ordinary or you are concerned that your existing policy hasn’t grown and adapted as your home has changed, High Net Worth insurance may be the solution for you.